The Need For Planning; The Three Issues for Long Term Care

The following is a 19 minute presentation highlighting the three main issues concerning the need for Long Term Care planning.

Long Term Care From A Care Coordinators Perspective

The following is a 22 minute presentation highlighting the need for Long Term Care planning from a Care Coordinator perspective. Eileen Dunn MS, CMC, provides her insight to managing client's care and how important pre-planning is for families.

The Approaching Perfect Storm for Long Term Care

The following is a 18 minute forward looking presentation at what we see as the factors that are coming together to form the "Perfect Storm" for Long Term Care in our future and the need for planning.

Theory of Long Term Care Planning

The following is a 57 minute presentation which walks you through the thought process of the whys, the hows, and the options you have for Long Term Care planning.

How A Long Term Care Insurance Policy Works

The following is a 22 minute pictorial overview of how a Long Term Care Policy works. The four main benefit choices that build your policy, what generically a LTC policy covers, and an overview of basic policy benefits and optional policy benefit riders.

The Basics Benefits of A Long Term Care Insurance Policy

The following is a 63 minute "vanilla" presentation of every feature of a Long Term Care policy. An overview of benefit triggers, where care is covered, and policy benefits explained in detail.

Optional LTC Policy Rider Benefits

The following is a 19 minute overview of optional LTC policy riders available with most policies. Their definitions and where we feel them most useful in what situations.

A Summary of the Types of Long Term Care Insurance Policies

The following is a 30 minute presentation detailing the 3 types of Traditional Long Term Care insurance polices along with an overview of an Asset Based Long Term Care policy. The advantages and disadvantages of each plan.

Overview of Asset Based Long Term Care Policies

The following is a 10 minute presentation which highlights the features of using an Asset Based Long Term Care Policy as an alternative to a traditional LTC policy. For those of you who are thinking of self-insuring, who plan on using your "Rainy Day" fund, you may find an Asset Based Plan an attractive alternative. If you would like more information or a quote on an Asset Based policy, please contact your advisor.

Defining Long Term Care and Tax Qualified Policy Benefit Triggers

The following is a 17 minute presentation which provides an overall definition of Long Term Care and how it differs from Health Insurance. There is also an explanation of the universal policy benefit triggers for Tax Qualified LTC plans with an explanation of "Activities of Daily Living", "Cognitive Impairment", and "Instrumental Activities of Daily Living"

Tax Issue for Long Term Care Insurance

The following is a 16 minute presentation which overviews the tax deductibility of Long Term Care Insurance premiums on both a Federal and State level for individual filers.

Typically Chosen Policy Benefits to Consider in Building Your Plan for Long Term Care

The following is a minute presentation with highlights the most common benefit options utilized at various ages based on our experience. The presentation looks at the four key components in building your plan: Daily Benefit, Benefit Period, Elimination Period, and the Inflation Options.

How do I integrate my retirement income to determine the LTC policy benefit I need?

The following is a 15 minute presentation which takes a look at how to calculate your daily LTC Benefit needed while incorporating income resources you may have during retirement. What is reasonable to assume for your own care, and how do I calculate what I will need from a LTC Policy.